Aussie Owners - Insurance values?

[VladTepes]

Aussies,,

Can you let me know -
what insurance value you have on your 1400,
how many kms it has,
and what company you are with.

I'm going to do some shopping around.

Ta.

[Snapey]

I'm insured for market value for my K5, what ever that might be for a bike with 200k on the clock.

My green slip is with GIO @ $461.44

Comprehensive with Swann @ $265.07

[VladTepes]

Green slip? Is that third party personal insurance if you injure others etc?
That's included in the rego bill up here (not for free, of course).


Market value means bugger all (that is, a small number).
Usually new price less depreciation less whatever amount the insurance company decides they can get away with.

I prefer agreed value policies wherever possible, sure they still go down every year but at least there's a  number attached to it so you know what you're up against.

[RickC]

I had my 1400 insured with Swann comprehensive  at $231 a couple of years ago, I decided to come clean with what was on my bike and declared the Power Commander, insurance went up close to $500, I ended up with Alliance @$381 with power commander declared. If I had my time over I probably wouldn't mention the Power Commander under the seat.

[VladTepes]

So stupid that would change the premium.  It's not as if it turns it into a GSXR thou....
The PC would be an easy thing to forget you had...   

[Snapey]

Green slip? Is that third party personal insurance if you injure others etc?
That's included in the rego bill up here (not for free, of course).

Green slip is TPP ... third party property used to be part of your rego in NSW too. The insurance companies had a designated number that was on your rego papers. At least the way it is now you get to choose which company you want although I'm sure it was better back then.

[KiwiCol]

As in,   What's that? Never seen it before, what's it do?  Must of been on the bike when I got it.

[grog]

$252.86 with Youi. includes one breakdown tow. market value. QBE i think was 20 bucks cheaper but didnt bother. more for agreed value and riding gear. just play them against each other. no fan of insurance , still waiting on house repairs, nearly 2 months now. nothing has happened except a few engineers and builders quoting. third party property should be included in rego.

[Andre]

Maybe time to have someone stick them that the news channel who reported on your misery is planning a follow up.

[Kiwifruit]

Agree Andre. They dont like bad publicity.
Might even get some action ??

[grog]

Yeah, im over it, just nothing happens. Ill ring again today, have contact for person in charge of our claim. One more chance. Very fair i think. If no good, will search out top management. If still nothing, has to be facebook or get tv crew back.

[Andre]

TV is better than FB as you can pretend to have nothing to do with it. Some insurance jerk might get the idea to make things even harder for you. Jerks can be easily offended and act to get back at you. My tip is to be very friendly and appreciative. Make them feel good and have others do the "dirty work" for you.

Be gentle as a dove and cunning as a snake.

[grog]

learned that long ago. no harsh words have i spoken. today i contacted management. found out all my rites , tomorrow, will give girl handling my folder one more chance. no results, then i know procedure. im entitled for extra compensation for their slackness. dog with a bone now.

[Sweaty]

Market value on K6 with 40,000 kms through Swann (which includes $1500 cover for helmet and gear) $309.00

[KiwiCol]

Wonder if they do NZ bikes?