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General => Off Topic => Topic started by: lil4399 on Thursday, 01 February 2018, 06:28 AM

Title: Aussie banks - 21st century???
Post by: lil4399 on Thursday, 01 February 2018, 06:28 AM
To our Aussie friends

I have had dealings with the Commonwealth Bank in Taz recently, and, well, I am not sure they have actually embraced the 21st century.

Our Aunty had a house in Taz and a house in Scotland, living 6 months in each to avoid experiencing a Winter. Uncle died in December 2016 so Aunty decided to sell up in Taz and live permanently in Scotland.

Fast forward to December 2017, wife and Aunt go to Taz to arrange house sale. Sale sorted but completion date one week after they return to Europe, so International "Online" Banking sorted at the bank before they left.

Now, depending on where you live in the world, "Online" has different meanings. I tried to assist Auntie with her banking "online".

Firstly, all attempts came back "you need to set up a mobile number", unfortunately,  they did not tell them this when they set up the "online" account, no problems, it says online "phone this number to set up a mobile number on your account" so, 16, yes, bloody 16 phone calls of 15 mins each at peak French rate, we finally get an answer, and guess what? To bank "online" with the Commonwealth Bank, you need:





A fax machine.

I kid you not, a FAX machine. Last seen in the 21st century in a museum, they expect an 89 year old to go on a search for somewhere with a FAX machine, so she can bank "online"

Is it me? :facepalm:
Title: Re: Aussie banks - 21st century???
Post by: Andre on Thursday, 01 February 2018, 06:46 AM
@lil4399  It is you :cheers:

Maybe it is the country where you currently live, doubt that.

Fax machines are used all over the place. Many businesses use them for sure. You can buy them. There are stores from where you can send faxes (as well as copy, print from various devices such as sd-cards, sticks).

And here comes the modern stuff. There is fax software for computer, smartphone, and "router". Faxing from the cloud.
And it is even available for free. Search google: fax software or fax app

VoIP technology has not made fax obsolete, just a bit more "complex". Watch your step.

There are call plans, call cards, call shops to make calling far away "affordable". Might want to look into that and use until business down under is done.
Title: Re: Aussie banks - 21st century???
Post by: VladTepes on Thursday, 01 February 2018, 09:47 AM
I agree with lil4399 .  It's stupid.

(https://gsx1400owners.org/forum/proxy.php?request=http%3A%2F%2Fs2.quickmeme.com%2Fimg%2F5c%2F5ce53069d402cc3fcda4aa47fb67edfb01403f78e2cd21280e6de1a1eb60d75f.jpg&hash=f4e348b8a922d4f8470309afaf3300917aeefb7a)

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Title: Re: Aussie banks - 21st century???
Post by: Sweaty on Thursday, 01 February 2018, 04:23 PM
I have a fax in my office at home which i still use, but think that is a bloody ridiculous rule these day's.  :thumbs_down:
Obviously just an overseas requirement as you definitely don't need to have one in NSW
Title: Re: Aussie banks - 21st century???
Post by: Andre on Thursday, 01 February 2018, 04:48 PM
Quote from: VladTepes on Thursday, 01 February  2018, 09:47 AM
I agree with lil4399 .  It's stupid.

16 calls! Something can't be right there. Maybe just want to ensure to keep the money as long as possible :confused1:



Title: Re: Aussie banks - 21st century???
Post by: KiwiCol on Thursday, 01 February 2018, 05:06 PM
Didn't windows used to have a fax as part of their software?  You know, built in to the system?  Is that feature no longer there?  Well, who'd use it with emails, video calls, txts & skype these days. 
They're (the bank) just making it more difficult than it has to be.
Title: Re: Aussie banks - 21st century???
Post by: Andre on Thursday, 01 February 2018, 06:05 PM
Quote from: KiwiCol on Thursday, 01 February  2018, 05:06 PM
Well, who'd use it with emails, video calls, txts & skype these days.

I'd agree with using the software fax to send. For receiving faxes it is ok.

A normal fax machine is very efficient when having to send copies of paper documents. You save the time and hassle to scan them in first before you can send them by e-mail (or software fax). And you get a printed receipt. Both things are important for business, governments.

No e-mail attachments accepted here at city hall for security reasons. Either snail-mail, hand it in personally , or by fax.
Title: Re: Aussie banks - 21st century???
Post by: KiwiCol on Thursday, 01 February 2018, 06:12 PM
Refer City Hall to post 3 above.
Title: Re: Aussie banks - 21st century???
Post by: grog on Thursday, 01 February 2018, 07:31 PM
last 20 yrs ive used online bank. no buildings here, there is one in melbourne, never a phone call, never met anyone personally. have borrowed lots, paid back lots. all thru computer or phone. still have 2 accounts with them. have never had a problem, just works. atm to get money out, post office to pay in cash. rest online. my last bank was same as post is about, they stuffed me around, see ya. was a scary move in 1997, wife was dubious, so was i. perfect result. no faxes needed.
Title: Re: Aussie banks - 21st century???
Post by: Mick_J on Thursday, 01 February 2018, 09:28 PM
Still a lot of firms use fax here in the UK for legal documents as they want to see exact replica of the original document.
Title: Re: Aussie banks - 21st century???
Post by: lil4399 on Thursday, 01 February 2018, 10:16 PM
I should have stated that they will not accept Efax, only traditional, also they want a photocopy of passport and CB card. Here is the humour: it must be a photocopy not a scan- how can they tell once it is faxed.

Struggling to find somewhere in Stirling (Scotland) for public use.

i have used Internet banking for the last decade and have never been asked to fax anything.
Title: Re: Aussie banks - 21st century???
Post by: VladTepes on Thursday, 01 February 2018, 10:29 PM
Hmm given that photocopiers work by SCANNING then printing...    :doh:  :jack:
Title: Re: Aussie banks - 21st century???
Post by: lil4399 on Friday, 02 February 2018, 07:12 AM
Further update, my poor aunty has wandered Sterling (Scotland) poor bugger is 89 years old. Libraries, travel agents, etc all to no avail.

Do any of our Scottish members know where she might find a fax?  ???
Title: Re: Aussie banks - 21st century???
Post by: froudy on Friday, 02 February 2018, 07:17 AM
@lil4399

That is a crazy crazy situation..I hope she gets it sorted out :onya:
Title: Re: Aussie banks - 21st century???
Post by: ARH on Friday, 02 February 2018, 07:31 AM
Quote from: lil4399 on Friday, 02 February  2018, 07:12 AM
Further update, my poor aunty has wandered Sterling (Scotland) poor bugger is 89 years old. Libraries, travel agents, etc all to no avail.

Do any of our Scottish members know where she might find a fax?  ???

Lil...there's a high probability she might find one in a solicitors office.... hope that helps!
Title: Re: Aussie banks - 21st century???
Post by: Sweaty on Friday, 02 February 2018, 07:39 AM
This is bloody ridiculous  :thumbs_down:
Title: Re: Aussie banks - 21st century???
Post by: lil4399 on Friday, 02 February 2018, 07:44 AM
Quote from: ARH on Friday, 02 February  2018, 07:31 AM
Quote from: lil4399 on Friday, 02 February  2018, 07:12 AM
Further update, my poor aunty has wandered Sterling (Scotland) poor bugger is 89 years old. Libraries, travel agents, etc all to no avail.

Do any of our Scottish members know where she might find a fax?  ???

Lil...there's a high probability she might find one in a solicitors office.... hope that helps!

Now that's a thought, they are always out to make a quick buck too! Will ring a few in the morning.  :cheers:
Title: Re: Aussie banks - 21st century???
Post by: seth on Friday, 02 February 2018, 08:00 AM
my mate who lives just outside of sterling says sterling central library the (main big one) offers a fax service
hopefully this helps
:cheers:
Title: Re: Aussie banks - 21st century???
Post by: lil4399 on Friday, 02 February 2018, 08:42 PM
Quote from: seth on Friday, 02 February  2018, 08:00 AM
my mate who lives just outside of sterling says sterling central library the (main big one) offers a fax service
hopefully this helps
:cheers:

Tried that one, but the bank insist it is a traditional fax, - Efax will be  rejected, spoke to the library and they scan documents and Efax them. I have someone phoning a couple of Solicitors this  afternoon so we will see how that goes.

Internet banking that needs a fax? I am surprised they don't ask for a Telegram!   :facepalm:
Title: Re: Aussie banks - 21st century???
Post by: Andre on Friday, 02 February 2018, 09:48 PM
 :frustrated: when reading this

Why not send the stuff using traditional mail?
Title: Re: Aussie banks - 21st century???
Post by: lil4399 on Saturday, 03 February 2018, 01:54 AM
Quote from: Andre on Friday, 02 February  2018, 09:48 PM
:frustrated: when reading this

Why not send the stuff using traditional mail?

The whole idea of setting up the internet banking whilst in Auz. Was to use an FX company to transfer funds when the USD was high/£ low. My wife attending the bank in Auz to make sure our Aunty could do this from home in Scotland. She double checked with the bank that it was all ok and they said yes.

My frustration (as I am trying to help her over the phone) is it says online "you need to register a mobile phone to receive a code, call this number to register you number" when you call, you wait forever on a premium line, for them to eventually tell you they will e-mail instructions about what to fax them..... :smiley sign0181: :smiley sign0181:
Title: Re: Aussie banks - 21st century???
Post by: Andre on Saturday, 03 February 2018, 02:10 AM
The whole idea is clear and the failure of the bank to get this set up in a customer friendly way is also clear.

But now the focus is on getting the online banking finally set up and how this can be accomplished.