Uk Insurance for 2019

[KiwiCol]

Points eh?  So how many do you need to accumulate before you loose your licence?  10?    If you attract 3-5 points in 1 go, how long are they on your licence for? 2 years?    What if you accumulate so many you loose your licence, how long do you loose it for & is the counter reset to zero after that?


Our system is out of 100.  ya get 10 for this, 20 for that & 50 for being very bad.  The points stay on for 2 years after accumulating them.  If you manage to score 100 or more, you loose your licence for 6 months & the counter resets to zero.  Sometimes it's better to take a 6 month hit then start again - well, so I'm told anyway, I've still got mine, been close a few times but now I ride slower n I have a buddy with me. (TPX2 Radar Detector!)


Some people like listening to the radio, I don't.  I like listening to the joyful warble the TPX2 makes when it's found a speed trap ahead & occasionally I'm lucky enough to get the high pitched panic opera of a Laser gun ahead.  I love those sounds - I always slow down so I pass them slowly & get to enjoy them longer. . .

[seth]

@KiwiCol
Point come in groups of 2-4 but mostly 3's for getting court going just over the limit.
For speeding and the likes of minor offences.
If you get to a total of 12 Can get band for short time (weeks/couple months) or longer time (upto 12months) under a totting up thing depending on what you were doing.
These points count as part of the fitting up for 3 years but they stay on our licences for 4 years and the insurance companies count them (to put there prices up each year )

I used to forget like @Hooli to tell the insurance but they do check and I got a nasty letter a few years ago asking for more cash or they would cancel my insurance .
We now tell them about anything that could affect things (points , old accidents again upto 5 years ago and medical stuff.)
Now I'm getting old as are the gsx's the insurance's aren't to bad .

[Irish in Oz]

In NSW Australia the insurance check your licence automatically before issuing a green slip or insurance policy.

[Mick_J]

I forget* to tell them after 3 years, fuck 'em if they aren't counted then that's good enough for me.

The only problem with that plan is that a lot of companies will take your word for it until you make a claim, then they check and if you have lied they do not pay out and your insurance is made invalid.