GSX1400 Owners .org

General => Bike Chat => Topic started by: lawrie on Wednesday, 08 January 2025, 04:15 AM

Title: Old git insurance
Post by: lawrie on Wednesday, 08 January 2025, 04:15 AM
Happy new year to all 1400 members everywere.
Ive not been here for a very long time, gave up biking over 10 years ago after a big scare rounding a bend that was awash with spilt diesel, somehow managed to stay upright but decided to quit whislt ahead!!
Anyroadup, after losing the love of my life, many visits/stays in hospital, heat-failure, now pacemaker, & other problems I have  loads of time on my hands, thought id fancy riding one of the 2 1400s, ( & 8 other bikes )??.
So, a visit to my local insurance broker, resulted in 'Sorry no-one wants to insure you' !!
OK, try on line, same result, even Carol Nash whom I was with for many years.
 Bike & car licence since 1963, never had a claim for anything, so im a bit miffed, never thought the day would come when I cant ride again. 
Any ideas???
Title: Re: Old git insurance
Post by: KiwiCol on Wednesday, 08 January 2025, 05:01 AM
Gidday Lawrie!!  Great to see you again.  :onya:  Sorry to hear about your loss & health issues though.   I'm of no assistance on UK Insurance, maybe someone will know if anything can be done.  As for riding them, if you can't ride on the road, what about a track or private area somewhere, take the bike (bikes) there on a trailer of some description?   You probably have one built there . . .

Great to see you here again!
Title: Re: Old git insurance
Post by: Pommeroy on Wednesday, 08 January 2025, 06:00 AM
Lawrie, sorry to hear about those rough times.
I did a quick Google search and came across Bikesure Insurance (Bikesure.co.uk,0800 369 8580). They have a "60 plus scheme" for riders between 60 and 80 years, and also insure riders who have taken a break from riding for a few years.
I don't know what they're like, but it maybe worth contacting them.
Title: Re: Old git insurance
Post by: GSXKING on Wednesday, 08 January 2025, 06:54 AM
Commiserations on your wife's passing Lawrie.
I've been reading some of your past posts 4 GSXs at one stage !
Good luck with your search for insurance I know you have to have it to register the bike/bikes in UK.
I only own 1 GSX it's a 2001 model from new. 170,000+ kms to date. I'm using it as a commuter these days & riding my 2014 BMW R1200RT 184,000kms with my wife most weekends.
In Australia it's only compulsory to have 3rd party insurance which is built into our annual registration and is nonnegotiable and in my eyes is a complete ripoff 💩💩💩.
When I meet an older rider (I'm 64) so I mean 75+ I'm always in admiration and tell them they are my inspiration to ride as long as physically possible.

I've personally slowed down a lot, mostly because my wife loves being a pillion. Also I'm acutely aware we don't bounce if we hit the ground we tend to shatter lol 😂

Good luck with your search and like Col said trackdays are a safe environment to go really fast 🏍�💨
Title: Re: Old git insurance
Post by: Hooli on Wednesday, 08 January 2025, 07:52 AM
Ayup, I'd try sites like confused.com mustard.com mcncompare & so forth. Maybe Footman James & that sorta place too.
Title: Re: Old git insurance
Post by: gsxbarmy on Wednesday, 08 January 2025, 08:37 AM
Hey @lawrie long time, so sorry to hear of your loss and other issues.

Try Bemoto, they may be able to assist, they sorted out a great deal for me https://www.bemoto.uk/
Title: Re: Old git insurance
Post by: Eric GSX1400K3 on Wednesday, 08 January 2025, 09:18 AM
Condolences mate.

Some insurance companies like it when you can prove you've done a rider training course. Not a track say, but an accredited rider training school, plus these places may be able to advise on insurance brokers?  May bethe way back to road riding?
Title: Re: Old git insurance
Post by: grog on Wednesday, 08 January 2025, 04:41 PM
Good to hear from you lawrie. So sorry for all your troubles. Your work was brilliant, interesting posts always. Im sure youll find a way to have a ride.
Title: Re: Old git insurance
Post by: MickyJB on Wednesday, 08 January 2025, 07:45 PM
G'day Lawrie, I'm interested in hearing your age ?

Do you have Insurance Brokers in the UK ? Perhaps try them ?

We have Shannon's & Swann Insurance here that are popular with bike enthusiasts plus the usual mobs ... I don't trust any of them but it's a necessary evil.

Condolences on the loss of the love of your life. I dread the day. 
Title: Re: Old git insurance
Post by: Rynglieder on Thursday, 09 January 2025, 12:08 AM
Nice to see a returning enthusiast, but sorry to hear of the hard times you've been having.

I hope you manage to get something sorted out and back on the road again, it could be the route back to your youth  :)

As noted above, give Bemoto a try. I know Saga are the broker for older customers, but I don't know if they do bikes - nothing lost in making a call though?

Pete.
Title: Re: Old git insurance
Post by: Mick_J on Thursday, 09 January 2025, 08:04 PM
Did the insurance companies give any specific reason?  Was it age related or the fact you had not been riding continuously for the last 10 years?  It might help the rest of us.