GSX1400 Owners .org

General => Bike Chat => Topic started by: gsxbarmy on Friday, 23 June 2023, 07:37 PM

Title: Insurance - Modification or Accessory - An interesting read
Post by: gsxbarmy on Friday, 23 June 2023, 07:37 PM
Just browsing the other day and came across this article from Devitt, which basically explains what insurance companies (at least in the UK) regard as a modification and as an accessory for insurance purposes. Makes interesting reading

https://www.devittinsurance.com/motorbike-insurance/modifications-explained-accessory-or-modification/?amp=1

Just one other thing I'll mention - reading the BMW GS forums recently and one forum member had just had his insurance claim for his GS being stolen refused - apparently written away in the small print was that whenever the bike was left it had to have a security chain fitted (and he was not aware of this in the small print details). Likewise, how many of us are aware that (apparently), a claim for loss can be refused if you left your machine parked without the steering lock engaged.
Title: Re: Insurance - Modification or Accessory - An interesting read
Post by: Hooli on Saturday, 24 June 2023, 03:38 PM
My HD insurance requires a disklock or chain this year, I agreed it as I was getting ripoff prices after last year's theft.

I carry the disklock and use it on all my bikes now. Daft not too after seeing how easy they are to nick.

I'd prefer to spend a few days culling bike thieves, but for some reason the system frowns on such reasonable behaviour.
Title: Re: Insurance - Modification or Accessory - An interesting read
Post by: Speedy1959 on Saturday, 24 June 2023, 03:54 PM
Quote from: Hooli on Saturday, 24 June  2023, 03:38 PMI'd prefer to spend a few days culling bike thieves, but for some reason the system frowns on such reasonable behaviour.

Once again..
I almost darent say it but.....
"Hooli was right" !
Title: Re: Insurance - Modification or Accessory - An interesting read
Post by: Mick_J on Saturday, 24 June 2023, 06:41 PM
How about these twats.

https://www.motorcyclenews.com/news/motorbike-crime/?utm_source=OracleResponsys&utm_medium=email&utm_content=MCN_news&utm_campaign=MCN-E-M-230623-News2-ACQ-BSP&email_hash=b59926100725866237c4baf400845670
Title: Re: Insurance - Modification or Accessory - An interesting read
Post by: hard road on Monday, 26 June 2023, 02:28 AM
Quote from: Hooli on Saturday, 24 June  2023, 03:38 PMI'd prefer to spend a few days culling bike thieves, but for some reason the system frowns on such reasonable behaviour

the trick is to do it on the quiet  ;)